Nevada standards alignment

• SS.9-12.FL.6

  Covered

  Explain the purpose of a credit report, how that report is used by lenders, employers and insurers, and the borrower's access, rights, and responsibilities related to a credit report.

  Covered by

  • Credit, and the Decisions Made About You

  • · 3 · The lender is not reading you, it is reading a file
  • · 5 · What may appear in the file, and for how long
  • · 6 · Who is allowed to look, and the four words that end the list
  • · 17 · The dispute, and the clock it starts
  • · 18 · The furnisher has duties too, and that is the leverage
  • · 19 · Getting your own file, and the site the regulation does not name
  • · 13 · Read your own adverse action notice
  • · 14 · The second notice on the same page

  Note: Full, and clause for clause. Purpose and contents of a consumer report come from the FCRA's own definition and its reporting-period limits at 15 U.S.C. 1681c(a); use by lenders, employers and insurers is exactly the permissible-purpose list at 1681b(a), which names those three separately; access is the free annual file disclosure at 1681j; and rights are the dispute and reinvestigation duty at 1681i, the furnisher duties at 1681s-2, and the adverse action notice under ECOA and Regulation B.

• SS.9-12.FL.3

  Partially covered

  Locate and evaluate financial information from various sources.

  Covered by

  • Credit, and the Decisions Made About You

  • · 17 · The dispute, and the clock it starts
  • · 18 · The furnisher has duties too, and that is the leverage
  • · 19 · Getting your own file, and the site the regulation does not name
  • · 9 · A score is a prediction, and the statute says so
  • · 10 · There is no such thing as your credit score
  • · 11 · The four reasons beside the number are the useful part

  What we do and don't cover: Partial. The course teaches locating and evaluating ONE class of financial information thoroughly: obtaining your own consumer file through the statutory free disclosure, reading what the score disclosure must contain, and checking every claim about those rights against the statute rather than against a summary. It does not reach other source types — investment, insurance, or deposit-account disclosures — so the standard's word "various" is only partly met.

• SS.9-12.FL.5

  Partially covered

  Analyze the costs and benefits of different types of credit and debt - including how to avoid and resolve debt problems.

  Covered by

  • Credit, and the Decisions Made About You
  • Predatory Products, Priced

  • · 21 · The number that exists so two offers can be compared
  • · 1 · Before it is about scores, it is about a calendar
  • · 7 · The file that does not exist
  • · 5 · What the transaction actually is, in a state that licenses it
  • · 6 · The first loan is not where the money is
  • · 8 · The same arithmetic, with the car attached
  • · 10 · Two numbers, and the only comparison that matters
  • · 15 · Two products, and only one of them is a loan
  • · 16 · Overdraft, priced the way this course prices everything else
  • · 2 · A fee is a rate, and the law already told you why
  • · 11 · Why there is no rate on the page
  • · 12 · Where the total hides, and what a regulator found

  What we do and don't cover: Partial, and fuller since 2026-08-28 when MONEY-04 shipped. The cost side is taught precisely, as the annual percentage rate that TILA requires so two offers can be ranked, with the statutory computation worked; the benefit side is MONEY-01's opening premise, the timing gap that credit closes. THE SURVEY OF DIFFERENT TYPES OF CREDIT AND DEBT, which this entry previously named as not covered, now exists: payday lending, vehicle title lending, rent-to-own, refund advances and overdraft, each priced from a governing statute and each expressed in the same unit so a learner can rank them. Still NOT covered: how to avoid and resolve debt problems, which is behavioural debt management the courses deliberately do not teach, and which MONEY-03 will carry.

What we don't claim

A standards page is only worth reading if the omissions are honest too. We looked at these and left them out:

• Mathematics — nothing. This catalog does no mathematics instruction, so it meets no Nevada Academic Content Standard for mathematics.
• Science — one partial claim, via the shared NGSS file. Nevada adopted the NGSS in February 2014 as the Nevada Academic Content Standards for Science, so our one honest science claim — HS-ESS3-1, partial — comes through the shared NGSS mapping with the limit stated on the entry. There is no laboratory work, investigation, or modelling in this catalog, and we will not claim more.
• Nevada's own Nevada-history and civics detail that no single code captures. The Civics & Economics and U.S. History courses each carry Nevada-history standards (SS.9-12.CE.18/19, SS.9-12.US.20-22). CE.18 and CE.19 host the flagship as partial, but the Nevada Civics course teaches more of Nevada's own structure than any one code captures — the “None of These Candidates” ballot option, the biennial 120-day Legislature, the two-election amendment rule, the Gaming Control Board and Gaming Commission, the no-income-tax structure, and Carson City's consolidated city-county status. US.20-22 (Nevada's history and the evolution of Nevada's economy from 1877) are Nevada-specific history the catalog does not teach.
• The political-media standards. SS.9-12.CE.30 and SS.9-12.CE.31 (the roles of U.S. media in shaping policy and political discourse, and the role of special-interest groups, lobbyists, and PACs), and SS.9-12.US.34 (the effects of media in shaping public perception and policies), are political-media and interest-group analysis. Our media-literacy course is consumer protection — reading ads and claims for omission and fallacy — not political-media analysis, so we do not claim these; the source-evaluation skill they share is claimed instead under the inquiry standards SS.9-12.CE.3 and SS.9-12.CE.5.
• The disciplinary-skill and civic-disposition standards we checked and rejected. The disciplinary-skill standards that ask students to construct compelling/supporting questions, construct and present their own arguments, participate in rigorous academic discussions, and take deliberative action (SS.9-12.CE.1, .2, .4, .6-.12, and their US/WH equivalents) are procedures the courses exercise but do not deliver as a unit. On the content side, the Civics & Economics standards on political identity and ideology, founding-document interpretation over time, international relations, gerrymandering and redistricting, political behavior of population centers, immigration's effect on politics, and comparative political systems (SS.9-12.CE.13, .15-.17, .20, .21, .25, .26, .34, .37-.42) and the National Economy standards (SS.9-12.CE.45-.50) are not genuinely taught, so we do not claim them.
• Financial Literacy (SS.9-12.FL) — this rejection has been superseded, in part. Until 2026-08-28 this list said all of SS.9-12.FL was not genuinely taught, and that was accurate: the catalog had no personal-finance instruction at all. It now has one course, MONEY-01, on how a consumer credit decision is made, and three of the strand's thirteen standards are claimed above — SS.9-12.FL.6 in full, SS.9-12.FL.3 and SS.9-12.FL.5 in part, each with its limit stated on the entry. The other ten are still not claimed and the reasons are specific rather than general. SS.9-12.FL.2 is taxes and SS.9-12.FL.11 through .13 are careers and Nevada's own postsecondary financing programmes, none of which this catalog teaches. SS.9-12.FL.4 is developing a personal financial plan and a savings plan, and SS.9-12.FL.1 is developing financial goals; the course teaches how institutions decide, and it gives no financial advice and no planning instruction, so claiming a goal-setting or budgeting standard would misdescribe it. SS.9-12.FL.8 is identity theft and fraud, SS.9-12.FL.9 is investing and securities, and SS.9-12.FL.10 is insurance, three domains the course does not enter. SS.912.FL.7, whose code Nevada prints without the hyphen the rest of the strand carries, asks for a comparison of loan types with attention to compounding frequency, which the course does not teach either. Two of those gaps are on the roadmap rather than out of scope: MONEY-03 covers debt and collections and MONEY-04 covers predatory products, and this entry will shrink again when they ship.
• Most World History & Geography and U.S. History standards. The World History & Geography standards not mapped above (SS.9-12.WH.13-16, .18-25, .27-36, .39, .40) and the U.S. History standards not mapped above (SS.9-12.US.13, .15, .17-25, .28-42) are content or historical-thinking standards the courses do not exercise cleanly enough to claim. Where the catalog's globalization content overlaps SS.9-12.WH.40 and SS.9-12.US.42, it is claimed once under the closest fit (CE.53 / US.45) rather than padded across every near-duplicate.
• The AI-literacy ladder, the language courses, and Learning How to Learn — deferred, not denied. Nevada's closest frameworks (Computer Science, World Languages) have not been fetched and verified yet. Our rule is fetch-or-don't-cite, so these courses carry no Nevada claims this pass.